Build a stronger financial future in Germany
In 45 minutes, understand where you stand, what your retirement in Germany could look like, and the steps to build greater long-term security.
Pension Planning Webinar for Internationals in Germany
Reserve your spot below
After the webinar, we offer all attendees a complimentary, no-obligation consultation with a Torc Wealth adviser to discuss their individual situation. Registering for the webinar does not commit you to a consultation.
Earning well today doesn’t automatically secure tomorrow.
Many international professionals build successful careers in Germany, yet carry the same quiet questions:
- What will my future pension actually provide?
- Is there a gap between what I’ll receive and the life I want?
- Are my current savings really enough?
- Could my retirement planning be structured more efficiently?
- How does moving countries affect my long-term plans?
- Are my family and our future properly protected?
These are difficult questions to answer without seeing the full picture. The webinar is designed to help you understand the key pieces — and how they fit together.
What is your pension gap?
Your pension gap is the difference between the income you would like to have in retirement and the income your existing pension and retirement provisions are expected to provide.
In Germany, the average statutory pension is only around €1,200 net per month. If you would like €3,500 a month in retirement, that leaves a gap of €2,300 — every month.
A pension gap doesn’t necessarily mean you’re behind. It tells you what needs to be planned for. The earlier you understand it, the more options you generally have.
Source: Deutsche Rentenversicherung, Jahresbericht 2025 – average old-age pension paid out at the end of 2025: €1,195 per month (after health and long-term care insurance contributions, before income tax). Desired income and gap are illustrative. Your own figures will differ. Not a forecast or financial advice.
45 minutes to get clearer about your financial future.
- 01
Understand your pension position
Learn how retirement provision in Germany fits together and where potential gaps can arise.
- 02
Identify your pension gap
Understand the difference between the retirement income you want and what your current provisions may provide.
- 03
Explore tax-efficient planning
Learn about structures that may help eligible people build retirement wealth more efficiently, depending on their individual circumstances.
- 04
Plan internationally
Understand important considerations when your career, assets or future may span more than one country.
- 05
Protect what you’re building
See how retirement planning, wealth building and financial protection fit together.
Designed for international professionals in Germany.
Whether you’re early in your career here or already well established, the session is built around the questions internationals most often ask us.
- International professionals and families living and working in Germany
- People who are unsure whether their retirement planning is sufficient
- Those planning to stay in Germany — or who may move abroad later
- Anyone who has built a career here but doesn’t yet have a coordinated financial plan
- People who want more clarity around retirement, wealth and protection
Financial planning built for international lives.
Torc Wealth is an independent financial advisory working with international professionals in Germany. We focus on long-term financial planning — retirement, investing and financial protection — and we bring our own international perspective to it.
International experience
We understand the realities of building a financial life in another country, because we’ve done it ourselves.
Holistic planning
Retirement, investments and protection are considered together, not as separate products.
Personal advice
Planning starts with your individual circumstances and your goals, in plain English.
Chris Everitt
Chris began his career in 1998, working across banking, financial technology and later wealth management. Having lived and worked internationally himself, he understands the financial complexities of building a life abroad. Today he advises international professionals in Germany on pensions, investments and financial protection.
- IHK-qualified financial consultant (IHK Berlin)
- Registered under §34d and §34f GewO
- Series 65
Jasper Bossmann Everitt
Jasper is a Partner at Torc Wealth and a qualified financial consultant. He works with international professionals in Germany on pensions, investments and financial protection, and turns the numbers into a clear, practical plan.
- IHK-qualified financial consultant (IHK Berlin)
- Registered under §34d and §34f GewO
In our clients’ words
Really enjoyed the webinar. Everything was explained clearly without making it feel overly complicated. The consultation afterwards was very relaxed and helped me understand what I should actually be doing with my finances in Germany.
I've been in Germany for a few years but never really understood how my pension here would work. The webinar cleared up a lot of questions, and the consultation afterwards was helpful and didn't feel like a sales pitch.
Very useful, especially if you're an international trying to figure out the German financial system. I also booked the complimentary consultation afterwards and really appreciated how much time they took to look at my personal situation.
I joined without knowing much about retirement planning in Germany. It was easy to follow and gave me a much better overview. The follow-up consultation was friendly, practical and gave me a few things I can actually work on.
Definitely worth attending. I liked that the webinar focused on things that are actually relevant when you're living in Germany as an international. Had a great conversation afterwards as well and left with much more clarity.
Swipe to read more →
Frequently asked questions
Is there a cost to attend?
No. There is no charge for the webinar and no obligation to become a client.
Who is the webinar for?
International professionals and families living and working in Germany who want more clarity about their pension, long-term wealth and financial security.
Do I need any financial knowledge?
No. We explain everything in plain English, without jargon. The session is designed for people who want to understand their options, not for financial experts.
How long does it last?
About 45 minutes, including a live Q&A at the end.
Can I ask about my own situation?
There is time for questions at the end. If you would like to look at your own situation in more depth, you can request an individual consultation afterwards — this is entirely optional.
Is this relevant if I might leave Germany in the future?
Yes. Many internationals don’t know how long they’ll stay. We cover points worth considering when your future may take you elsewhere, so you can make informed decisions today while keeping tomorrow flexible.
Which language is the webinar in?
English.
Your financial future deserves a clear plan.
Take 45 minutes to understand where you stand and what you can do next — for you and the people who matter most.
Reserve my place