WELCOME TO OUR

PENSION CALCULATOR

TORC WEALTH

Your Trusted Financial Advice Consultancy

Discover Your Estimated Pension and

Close the Gap!

Provide your details to calculate your approximate retirement income.

Based on your profile, we’ll identify any shortfall in reaching your desired pension and offer tailored strategies to help you achieve your financial goals.

How old are you? *

How much income per month would you like to recieve after your retirement? *

The average pension in Germany is around €1250, although this is far beneath the average living costs.

Your data stays with us—never shared.

We strictly follow the European General Data Protection Regulation (GDPR) guidelines to protect your privacy.

When do you expect to retire? *

Normal retirement age in Germany is 65 to 67 years. But you can aim to retire earlier.

Years worked (so far) *

*in Germany

What is your annual gross income? *

*income before taxes.

To what age do you expect to live?

Average life expectancy in Germany: Men - 78 y.o., Women - 83 y.o.

What percentage of your income do you contribute to your pension? *

*employer and employee combined.

How much have you saved in private or company pension schemes? *

Your results are ready!

What is your first name? *

Please provide your email to see your results *

Please check your inbox and spam for OTP code.

Here Is Your Approximate Pension!

This is your lump sum pension:

Paying you a monthly income of:

Compared to the income you wished for, this is your monthly shortfall:

That is quite a large gap...

To find out what you can do to change that, click...NEXT

To get the TOP 3 PROVEN STRATEGIES to build a TAX EFFICIENT RETIREMENT and CLOSE THAT GAP enter your phone number below NOW!

Full Name

Phone *

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Your data stays with us—never shared.

We strictly follow the European General Data Protection Regulation (GDPR) guidelines to protect your privacy.

Expert tax-efficient investment &

Financial planning

Planning for a secure financial future is vital for expats, regardless of their current location.

With extensive experience, we help expats develop flexible and accessible strategies, avoiding stranded assets and short-term structures.

We also assist in identifying cross-border tax efficiencies, highlighting both challenges and opportunities of expat life. The German financial landscape, while complex, presents significant advantages for private investors, and we are here to help you find the best long-term solutions.

MORE ABOUT CHRIS

MEET ONE OF OUR SENIOR partnerS

Hey, I'm Chris!

Welcome to Torc Wealth, where we focus on understanding your financial needs to help you achieve your goals.

Our experienced team offers support in finance, investment, property, insurance, estate planning, and international tax efficiency.

We provide tailored financial planning and investment advice on pensions, investments, expat insurance, wills, and inheritance tax.

No matter where you are, we're here to help you make informed financial choices.

Licensed, Registered or regulated in:

Germany by the Association of German Chambers of Industry and Commerce (DIHK)

South Africa by the Financial Sector Conduct Authority

Mauritius by the Financial Services Commission

TESTIMONIALS

What others are saying

"Thank you for helping me secure my financial future!"

Thank you so much for helping me take this important step towards securing my financial future! I’m excited about the investments and confident this will set me up for a comfortable retirement. Thanks again for your support!

- Dodzi Agudogo

"You’re the best broker ever!"

"Your timely, professional knowledge and excellent customer service is top notch. It is truly a pleasure doing business with you..."

- Natalie Zehrt

"Thank you for taking my headaches away!"

I have no hesitation in recommending Chris for the work he has done. His recommendations are always sound, and he manages the process extremely well. Thank you Chris for taking one headache away from me!

- Eric Veldboer

STILL NOT SURE?

Frequently Asked Questions

Get clear answers to common questions about our services and the financial landscape for expats.

Question 1: How does your consultancy process work?

Quite simple. You reach out to us and we set up an appointment for us to get to know each other and find out if a collaboration makes sense for both sides. Should we decide to work together, the next step is to tailor your individual solutions to get you to where you want to be. Digital or in person, we make recommendations, and you call the shots – guaranteeing a hassle-free and high-returns process.

Question 2: How much do your services cost?

For non-community members, creating a financial plan has a one-time cost of 95€. There are no additional costs on-top for implementing the financial instruments of your choice, as this is legally regulated. Want to know more? Book an initial consultation – we’re happy to look at your individual situation.

Question 3: How can expats invest in Germany?

Usually the same financial instruments as for Germans. The question is not what can you invest in but what suits your individual situation – including your residence permit status, the agreements between the countries of your nationalities and Germany, your sustainability preferences, your beliefs etc. It’s a tailored approach.

Question 4: How accurate is the pension calculator?

The pension calculator offers a general estimate of your potential pension based on a variety of statistics and factors. For a more detailed understanding of your finances, pensions, and additional financial services, please don't hesitate to reach out to us below.

READY TO secure your retirement?

Schedule a Consultation

Ready to explore personalized financial solutions tailored to your unique circumstances? Schedule a consultation with our experts today and embark on the path toward financial security and prosperity.