Pension Calculator

Provide your details to calculate your approximate retirement income.*

Based on your profile, we’ll identify any shortfall in reaching your desired pension and offer tailored strategies to help you achieve your financial goals.

*Your data stays with us - never shared.

We strictly follow the European General Data Protection Regulation (GDPR) guidelines to protect your privacy.

Discover Your Estimated Pension And Close The Gap

Our pension calculator, designed by financial experts for expats, helps you estimate your retirement income with ease. Simply enter your details to uncover potential gaps in your pension savings. You'll receive a personalized analysis and a free financial strategy to close the gap and secure your financial future.

Pension calculator

Personal details

If you enter a date of birth, current age will be calculated automatically.
Used to set an assumed average life expectancy (editable below).
Default is set automatically by gender. You can override it.
Life expectancy is used to estimate how many years of retirement need funding.

Income & assumptions

We adjust this for inflation until retirement to estimate a retirement-year target.
For retirement funding we use real return ≈ (1+ROI)/(1+Inflation) − 1.
Enter what you expect to receive per month from state/company/private pensions (as estimated at retirement).
If you don’t know, set it to 0 and focus on the required gap funding.

Summary

Assumed life expectancy
—
Inflation / Return
—
Current age → retirement age
—
Years until retirement
—
Years in retirement to fund
—
Your monthly income gap at retirement
€0.00
—
Target income (retirement-year €)
€0.00
Expected pensions (retirement-year €)
€0.00
Required lump sum at retirement
€0.00
Required monthly investing (start today)
€0.00

What if you start later?

Delay start by
0 years
Monthly investing needed (with delay)
€0.00
Years left to invest
0
Delay assumes you invest nothing during the delay period, then start contributing afterwards.

Projected growth of your pension investment

Stacked bars show: Contributions + Interest = Total capital (annual snapshots). X-axis shows the full years until retirement.
Contributions Interest Stacked = Total capital
Total capital
Year Total Contributed Interest End Capital

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